If you’re a small business owner or side-hustler in the South or Midwest, there’s a bank bonus worth pausing for. Simmons Bank is offering a $900 bonus when you open a new business checking account and complete the bank’s requirements, according to Doctor of Credit.
What the deal is
This is an in-branch offer, meaning you’ll need to walk into a physical Simmons Bank location to open the account — this isn’t something you can do from your couch. It’s available in six states: Arkansas, Texas, Tennessee, Oklahoma, Missouri, and Kansas. As with most bank bonuses like this, Simmons Bank will have specific account-opening and activity requirements you’ll need to meet before the $900 hits your account, so read the terms carefully at your local branch before you sign up.
A $900 payout is a notable amount for a business checking bonus — most personal checking bonuses top out well below that, so this one stands out if you already have (or are thinking about starting) a small business, LLC, or side hustle.
Who this is best for
- Small business owners in AR, TX, TN, OK, MO, or KS who need a checking account anyway and want to get paid to open one.
- Side-hustlers and freelancers with a registered business entity who are separating personal and business finances for tax season.
- Bank bonus chasers who live near a Simmons Bank branch and don’t mind an in-person visit to open the account.
If you don’t have a business entity set up, or you’re not near a Simmons Bank branch, this one probably isn’t worth the trip — the in-branch requirement is the biggest catch here, since it rules out anyone hoping for an online-only signup.
Caveats to know before you go
- This is a business account bonus, not personal checking — you’ll likely need business formation paperwork (EIN, LLC docs, etc.) on hand when you visit the branch.
- It’s in-branch only, so confirm there’s a Simmons Bank location near you before making plans.
- Bank bonus offers like this can change or end without much notice, so don’t wait too long if you’re interested — call ahead or check with your local branch for the current terms and exact requirements.
Bottom line
A $900 bonus for opening a business checking account is a strong number if you’re already set up as a small business (or planning to be) in one of the six covered states. Stop by your local Simmons Bank branch to confirm the current requirements and get the paperwork moving — see the full offer details from Doctor of Credit here.