If you’ve got a Lowe’s run in your near future — and with July 4th weekend projects piling up, who doesn’t — there’s a clean discount worth knowing about. Through July 5, Kroger.com is selling $100 Lowe’s e-gift cards for $80, a flat 20% off face value. You’re capped at two per household, so the most you can bank is $200 in Lowe’s gift cards for $160 out of pocket.
There’s a second offer running alongside it: a $115 UberEATS e-gift card for $100, also limited to two per person. That works out to roughly 13% off, which is a decent trim on a food delivery habit even if it’s not as strong as the Lowe’s side of this deal.
Why this is worth a look
Discounted gift cards are one of the few guaranteed-savings moves in retail — you’re not waiting on a sale to hit or a coupon to stack, you’re just buying store credit below face value and using it whenever you’d normally shop anyway. A flat 20% off is a meaningfully bigger discount than what you typically see from cash-back shopping portals.
Who this is best for
This is squarely a fit for Southern families with a home improvement project already on the calendar — deck repairs, mulch and mower blades ahead of summer lawn care, replacement AC filters, or hardware for that half-finished patio job. If you already know you’ll be dropping $100+ at Lowe’s this summer, buying the gift card first is close to free money. It’s less useful if you’re not planning a Lowe’s trip anytime soon, since the value only pays off when you actually spend it.
How it compares
We recently covered Rakuten’s 7% cash back at Lowe’s, which is a solid everyday option if you’re shopping through a portal link anyway. This Kroger.com gift card deal beats that cash-back rate by a wide margin — 20% off up front versus 7% back later — but it comes with a real tradeoff: you have to pay for the gift card now, and you’re limited to two per person, so it doesn’t scale for bigger purchases the way an uncapped cash-back rate does.
Caveats
The fine print matters here. This window is short — the deal is only valid June 29 through July 5, 2026 — and both offers cap out at two gift cards per person. If you’re not going to use $200 in Lowe’s credit or $200 in UberEATS credit in a reasonable timeframe, don’t over-buy just because the discount is there.
Bottom line
If a Lowe’s trip is already on your July 4th to-do list, buying the $100-for-$80 e-gift card on Kroger.com before July 5 is close to a no-brainer. The UberEATS side is a nice-to-have if you’re already ordering delivery regularly, but it’s not worth going out of your way for on its own.