Chase is running a promotion that makes your Ultimate Rewards points noticeably more valuable if a hotel-heavy family trip is anywhere on your radar this summer. Right now, Chase Ultimate Rewards is offering a 100% transfer bonus when you move points over to IHG Rewards Club (parent brand to Holiday Inn, Holiday Inn Express, InterContinental, and Kimpton, among others). Normally, Chase-to-IHG transfers happen at a 1:1 ratio, meaning 1,000 Ultimate Rewards points become 1,000 IHG points. Under this promotion, that ratio jumps to 1:2, so those same 1,000 Ultimate Rewards points land you 2,000 IHG points instead. That’s your points working twice as hard without spending a single extra dollar.
Who this deal is best for
This is a niche move, and it’s not for everyone. You’ll only benefit if you already carry a Chase card that earns transferable Ultimate Rewards points, such as the Chase Sapphire Preferred, Chase Sapphire Reserve, or one of the Chase Ink Business cards. If that’s you, this promotion is worth a look if:
- You have an IHG property in mind for a family beach trip, a weekend getaway, or a back-to-school-season visit to relatives, and want to stretch your points further.
- You’ve been sitting on a stash of Ultimate Rewards points with no immediate travel plans and want to see if a double-value transfer makes sense now rather than later.
- You’re comparing hotel loyalty programs, and IHG’s footprint of reliable, family-friendly, mid-range properties fits your typical trip better than a luxury-leaning chain.
If you don’t already hold a card that earns Ultimate Rewards, this promotion alone isn’t a strong enough reason to apply for one — the value only shows up once you’re transferring, not earning.
A quick gut check before transferring
Point transfers are one-way and not reversible, so this only makes sense if you have a real trip or redemption in mind. Doctor of Credit, which first flagged this promotion, describes it as Chase’s standard move for occasional transfer bonuses: a straightforward doubling of the normal 1:1 rate to 1:2. As with any transfer bonus, the exact window can change quickly, so confirm the offer is still live directly in your Chase Ultimate Rewards account before moving any points, and only transfer what you’re confident you’ll actually redeem.
Bottom line
If you’re a Southern family already juggling Ultimate Rewards points and eyeing an IHG stay this travel season, this is one of the more efficient ways to stretch your summer travel budget. Check your Chase account today to see if the 100% transfer bonus is showing up for you, and confirm your target IHG property has availability before you commit any points.
Source: Doctor of Credit