Chase Sapphire Preferred 100,000 Points Offer — The Highest Bonus Ever Is Back

If you’ve been waiting for the right moment to grab a travel rewards card, this might be it. Chase is currently offering 100,000 bonus points on the Chase Sapphire Preferred — matching the card’s all-time highest signup bonus. That’s worth roughly $1,250 in travel when redeemed through Chase Travel.

The catch? This offer is available via referrals only, which means you’ll need to find someone who already has a Chase Sapphire Preferred (or Sapphire Reserve) and ask them to share their referral link.

What You Get

• 100,000 Chase Ultimate Rewards points after spending $5,000 in the first three months
• Points are worth at least 1.25 cents each through Chase Travel — more if you transfer to airline or hotel partners
• The Chase Sapphire Preferred carries a $95 annual fee

This is the highest bonus the card has ever offered publicly. For context, the standard public offer has historically ranged well below this threshold, making the referral route meaningfully better right now.

Who This Is Best For

This deal is a strong fit for Southern families planning summer travel — whether that’s a beach week on the Gulf Coast, a college football road trip in the fall, or holiday flights home across the region. If your household naturally spends $5,000 over three months on groceries, gas, dining, and utilities, hitting the spend requirement shouldn’t require any unusual purchases.

It’s also worth considering if you’re planning a bigger-ticket purchase soon — a family vacation package, new appliances, or back-to-school shopping — since that spending can double-dip as progress toward the bonus.

Transfer partners are where this card really shines. Southwest, United, Hyatt, and Marriott are all Chase partners, meaning those 100,000 points can potentially stretch much further than $1,250 depending on how you redeem them.

The Caveats

• Referral-only: This isn’t available on Chase’s public website right now. You need a referral link from an existing cardholder.
• $5,000 spend requirement: That’s higher than many competing cards. Make sure you can hit it organically — manufactured spending is against the card’s terms.
• Chase 5/24 rule: If you’ve opened five or more credit cards in the past 24 months, Chase will likely decline your application regardless of your credit score. Check this before applying.
• $95 annual fee: The fee isn’t waived the first year, so factor that in when calculating net value.

How to Find a Referral Link

Ask a friend or family member who holds a Chase Sapphire card to share their referral link. Alternatively, tools like Doctor of Credit’s community forums [AFFILIATE:doctor_of_credit] often compile publicly shared referral links from cardholders.

You can read the full deal breakdown at Doctor of Credit here: https://www.doctorofcredit.com/chase-sapphire-preferred-100000-points-offer/

Bottom Line

A 100,000-point bonus on the Chase Sapphire Preferred is genuinely hard to beat in the travel card space. If you’ve got a referral link and can comfortably hit $5,000 in spending over three months, this is worth a serious look — especially heading into peak summer travel season.

[AFFILIATE:chase_sapphire_referral] Get the referral offer →