Get 15% Back at Lowe’s With Your Chase Card This Summer
If you’ve got a Chase credit card, it’s worth taking 30 seconds right now to open your app and check Chase Offers. Some cardholders are seeing a 15% back offer at Lowe’s with a $50 maximum purchase — and with summer home project season in full swing, the timing couldn’t be better.
What’s the Deal?
Through Chase Offers, select Chase cardholders can activate a 15% back at Lowe’s, capped at a $50 maximum qualifying purchase. Once you add the offer to your eligible card, you’ll earn the statement credit automatically after making a qualifying Lowe’s purchase. The key word is some — Chase Offers are targeted, meaning not every cardholder will see this one. Check the Offers tab in your Chase app or on Chase.com to see if it’s available to you.
Cards most commonly associated with Chase Offers include the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom Flex, and Chase Freedom Unlimited. If you carry any of these, that’s your first stop. [AFFILIATE:chase_sapphire_preferred]
Who Should Jump on This?
This offer is practically tailor-made for a few groups:
- Southern homeowners gearing up for summer maintenance — think weatherstripping, AC filters, exterior caulk, deck stain, or a new garden hose before the heat peaks.
- DIYers with small projects queued up — painting a room, patching drywall, or swapping out a leaky faucet fixture. These are exactly the kinds of quick purchases that fall within Lowe’s everyday inventory.
- Families prepping outdoor spaces — patio furniture, lighting, or a new sprinkler head won’t break the bank, and 15% back softens the sting on those impulse buys.
- Back-to-school prep households — a new shelf unit, organization bins, or storage for a college student’s room fits right in.
Even if you’re not mid-project, it’s worth activating the offer now if you see it. Offers don’t require you to use them immediately, and Lowe’s purchases come up more often than most people expect.
How It Compares
Lowe’s runs its own loyalty program (MyLowe’s Rewards), and the store card offers 5% back on all purchases. This Chase Offer, at 15% back, beats that rate by a wide margin — even if it’s limited to the capped purchase amount. Stacking your Chase card’s regular earn rate on top of the offer adds even more value. [AFFILIATE:chase_freedom_unlimited]
Caveats to Know
- Not everyone has it. Chase Offers are targeted and personalized — if you don’t see it, there’s no workaround.
- Activate before you shop. The offer must be added to your card before the transaction posts, or the credit won’t apply.
- $50 maximum purchase cap. This offer is best suited for focused, smaller purchases rather than a big appliance haul.
- Expiration date unknown. Chase Offers typically have a deadline shown in the app — check yours and don’t let it lapse unused.
- In-store and online. Most Chase Offers work both in-store and on Lowes.com, but verify in your app before assuming.
The Bottom Line
Fifteen percent back on a Lowe’s purchase costs you nothing to activate and very little effort to use. Even a modest summer errand — a bag of mulch, a box fan, or a new outdoor light fixture — becomes a smart financial move with this offer loaded on your card.
Open your Chase app, tap Offers, and search for Lowe’s. If it’s there, add it. If it’s not, keep an eye out — Chase rolls out new offers regularly.