If a new credit card has been on your maybe-someday list, July 2026 might be the month to actually pull the trigger. According to The Points Guy, Chase is currently offering elevated welcome bonuses on four of its credit cards, and the headliner is a big one: a 100,000-point welcome bonus on the Chase Sapphire Preferred.
Why this offer stands out
Welcome bonuses fluctuate throughout the year, and when a card issuer pushes an “elevated” offer, it usually means the bonus is temporarily higher than the card’s standard, ongoing offer. A 100,000-point bonus on the Sapphire Preferred is the kind of number that gets frequent flyers and points collectors paying attention, since those points can typically be transferred to airline and hotel partners or redeemed for travel through Chase’s own portal.
The Points Guy’s roundup covers three other Chase cards with their own elevated bonuses running alongside the Sapphire Preferred offer this month. We don’t have the exact bonus amounts for those three in front of us, so if you’re comparing options, it’s worth reading The Points Guy’s full July 2026 Chase roundup before deciding which card fits your spending.
Who this is best for
This kind of offer makes the most sense for:
- Southern families planning summer travel — a beach trip, a drive to see family, or back-to-school flights in the fall are exactly the kind of near-term spending that can help you meet a welcome-bonus spending requirement without changing your budget.
- Value-seekers who already carry a balance-free habit — a big welcome bonus is only a good deal if you’re paying your statement in full each month. Chasing points while carrying interest charges erases the value fast.
- Anyone consolidating everyday spending onto one card — groceries, gas, and travel bookings this summer can stack up toward hitting a bonus threshold faster than you’d expect.
This isn’t a uniquely Southern or regional deal — credit card welcome bonuses are the same no matter where you live — but for families in Southern metros gearing up for summer road trips and fall travel, the timing lines up well.
Caveats to know before you apply
- Welcome bonus offers like this are typically time-limited and can change or disappear without much notice, so don’t wait too long if you’re interested.
- Approval is subject to Chase’s underwriting, and your existing card history with Chase can affect eligibility.
- Bonus points usually require hitting a minimum spend within the first few months of account opening — check the specific terms on Chase’s application page before you apply.
Bottom line
If you’ve been eyeing a new Chase card, July 2026 is shaping up to be a stronger-than-usual month to apply, with the Sapphire Preferred’s 100,000-point bonus leading the pack. Compare it against the other three cards in The Points Guy’s roundup to see which one matches how you actually spend before you submit an application.